Pradhan Mantri MUDRA Yojana (PMMY) provides financial support up to ₹20 lakh to non-corporate, non-farm small/micro enterprises, fostering entrepreneurship and economic growth.
Guiding principles that drive our commitment to economic inclusion and empowerment
"To be an integrated financial and support services provider par excellence benchmarked with global best practices and standards for the bottom of the pyramid universe for their comprehensive economic and social development."
"To create an inclusive, sustainable and value based entrepreneurial culture, in collaboration with our partner institutions in achieving economic success and financial security."
Pradhan Mantri MUDRA Yojana (PMMY) is a flagship scheme launched by the Hon'ble Prime Minister on April 8, 2015, providing loans up to ₹20 lakh to non-corporate, non-farm small/micro enterprises.
These loans are classified as MUDRA loans under PMMY and are disbursed through Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs.
Approach Bank/NBFC/MFI or apply online via Udyamimitra portal
Lender reviews application and supporting documents
MUDRA loan sanctioned under appropriate category
Amount transferred to entrepreneur's account
Four tailored products supporting businesses at different growth stages
For startups and micro-enterprises taking their first steps
Perfect for new entrepreneurs beginning their journey
For established businesses seeking expansion
Ideal for growing businesses needing working capital
For well-established businesses with proven track record
For mature businesses planning expansion
For scaling successful enterprises to next level
For proven entrepreneurs with successful repayment history
